If your circumstances qualify, the Law Office of Joel Gonzalez can help you:

• Stop harassing calls from bill collectors

• Stop foreclosure on your home

• Stop repossession of your vehicle

• Stop never ending credit card debt

• Stop debt resulting from you co-signing

• Stop the "payday cash advance cycle"

• Stop lawsuits from debt collection

• Stop Garnishment and Levies

• Stop medical bill collection

• Stop and erase most judgments against you

• Keep equity in your home

• Keep your car

• Keep money in a retirement account at work

• Keep peace of mind

Get Started

You Deserve A Fresh Start.
For a FREE initial Consultation Call Today!

(361) 887-6363


How do I decide Whether Chapter 7 or Chapter 13 Bankruptcy is best for me?

You may qualify for relief under the Bankruptcy Code

If you are overloaded with debt, receiving threatening or harassing calls from bill collectors, or in fear of losing your home to foreclosure or your vehicle to repossession, you have come to the right place. We understand bad things sometimes happen to good people. Unexpected life events or circumstances many times require that people obtain a fresh financial start. In fact, federal law may allow you a fresh start to wipe away debts and save property from foreclosure or repossession while keeping most, if not all, of what you already own.

Are you:

• About to lose your home?
• Afraid to answer the phone?
• Constantly harassed by creditors?
• Denying your family and yourself of life's necessities?
• Being sued by a creditor?

​About Us

Stop foreclosure and allow yourself an opportunity to catch up on missed payments over a longer period of time.